Finance, Legal, Accounting, & Tech Fractional CFO Consulting

A fractional Chief Financial Officer gives your business access to senior-level financial leadership without the cost of hiring a full-time CFO. At Firma Consulting Group, our fractional CFO services help business owners better understand their numbers, improve cash flow, prepare for growth, and make smarter financial decisions.

Through the Queen’s Gambit Framework, we help companies position their financial pieces correctly before making major moves. Whether you are managing payroll, cleaning up your books, reviewing your POS system, preparing for lending, or exploring new capital strategies, our role is to help you create a clear financial structure that supports long-term growth.

Our fractional CFO services are designed for business owners, startups, service firms, nonprofits, e-commerce businesses, brick-and-mortar companies, and community organizations that need financial clarity but may not be ready to hire a full-time finance executive.

Your Revenue Dictates the tempo of the game

In chess, castling protects the king while activating the rook. In business, financial structure protects the owner while activating growth.

Firma Consulting Group’s fractional CFO services are designed to help business owners build their financial castle. We help organize the books, review cash flow, forecast future moves, evaluate payroll, analyze POS systems, and prepare the company for lending, funding, and strategic growth.

Through our Queen’s Gambit Framework, we help you understand your financial position before making your next major move. Whether you are preparing to scale, hire, raise capital, improve reporting, or leverage assets more effectively, our fractional CFO services give you the financial clarity needed to move with confidence.

Finance

AFirma Consulting Group also helps business owners think strategically about how credit, insurance, and financial structures can support growth. This is not about giving one-size-fits-all financial advice. It is about helping you understand the strategic tools available and how they may fit into your larger business plan.

This may include:

Business credit strategy

Personal versus business credit education

Credit utilization planning

Asset leverage strategy

Life insurance policy strategy discussions

Deferred compensation structure education

Executive benefit planning concepts

Key-person protection planning

Succession and continuity planning conversations

Referrals to licensed financial, insurance, tax, or legal professionals

This section should be worded carefully on the website. You can say Firma helps clients create strategies around these tools and coordinate with licensed professionals, but you should avoid sounding like you are directly selling securities, giving tax advice, or making specific insurance recommendations unless the proper licenses are involved.

Legal

While Firma Consulting Group does not act as a law firm or provide legal advice, we help business owners identify, organize, and prepare the documentation they may need to operate, protect, and grow their company.

This is especially important for companies preparing to raise capital, bring on partners, hire contractors, protect intellectual property, sell products online, or formalize internal business operations.

This may include helping clients prepare for conversations around:

State business filings

Business registration documents

Operating agreements

Equity structure support

Founder and partner documentation

Contractor agreements

Non-disclosure agreements

Terms of service

Privacy policy needs

Trademark readiness

Intellectual property organization

Vendor agreements

Client agreement structure

Corporate recordkeeping

For documents requiring legal review, we help coordinate with licensed attorneys or refer clients to the appropriate legal professionals.

In the Queen’s Gambit framework, this is part of protecting the king. Before the business moves aggressively into growth, funding, partnerships, or expansion, it needs the right protections in place.

.

Accounting

We help review, organize, and support the financial foundation of your business. Clean books are the starting point for every strong financial. We review the financial systems that impact daily operations, including payroll, payment processing, and point-of-sale systems. decision.

This may include:

Bookkeeping review

Expense categorization

Monthly financial summaries

Revenue and expense tracking

Profit and loss review

Balance sheet review

Vendor and subscription review

Cash flow visibility

Financial cleanup recommendations

Payroll review

Payroll system support

Labor cost tracking

Contractor versus employee cost review

POS system review

Sales reporting

Merchant fee review

Payment processing review

POS-to-bookkeeping workflow review

Revenue category tracking

In the Queen’s Gambit framework, this is your board setup. Before you can make a winning move, you need to know where every piece stands. This helps business owners identify inefficiencies, reduce waste, and create cleaner reporting between operations and finance.

technology

Although Firma Consulting Group does not position itself as a full-time CTO replacement, our team has experience supporting the launch of full-scale applications, CRM systems, websites, funnels, automation platforms, e-commerce systems, and operational technology.

We help business owners understand what technology they need, what team members or vendors may be required, and how to coordinate the execution of technical projects.

This may include:

Technology needs assessment

CRM and automation review

Website and funnel planning

E-commerce system planning

POS and payment system coordination

Application launch strategy

Software vendor review

Technology roadmap support

Product requirements planning

Referral to developers, designers, or CTO-level professionals

Coordination with outside technology teams

Tech stack consolidation

This helps clients avoid wasting money on disconnected platforms, unnecessary vendors, or technology that does not support the actual business model.

In the Queen’s Gambit framework, this is about developing your pieces. The right technology should support sales, operations, finance, marketing, customer experience, and reporting.

.

What Too Expect From a Fractional CRO

Firma Consulting Group provides Fractional CFO services for businesses that need financial clarity, operational structure, legal readiness, and technology coordination without hiring a full-time executive team.

Our services include bookkeeping review, forecasting, projections, payroll support, POS system review, audits, financial reporting, lending preparation, funding strategy, credit planning, business documentation support, legal readiness coordination, and technology project planning.

Using the Queen’s Gambit Framework, we help business owners understand their financial position, protect the company’s foundation, and prepare for growth. While we do not replace attorneys, accountants, or CTOs, we help clients identify what documents, systems, and professional support they need to move forward with confidence.

Monthly 12-48 Hour Fractional CRO Structure

Week 1 (3hrs-12hrs): Financial Review & Action Plan
We review your current books, reports, payroll, revenue, expenses, POS data, and cash flow position and provide clear next steps so you know what to fix, what to monitor, and what financial moves to prioritize..

Week 2 (3hrs-12hrs): Capital Strategy

We help you understand funding, lending, credit, and asset-based strategies that may support your business growth.

Week 3 (3hrs-12hrs): Systems & Reporting
We identify gaps in your bookkeeping, payroll, POS, reporting, or financial operations.

Week 4 (3hrs-12hrs): Forecasting & Planning
We help project upcoming revenue, expenses, cash needs, and growth opportunities.

Core Services Covered

ReVenue & Growth Strategy

Vender Managment

Customer Aquision tracking

Sale Training & Development

Succssion planning

creative stragity

Team Structuring

alignment stratigy & implementation

Growth Readness

Who This Is Best For This service is ideal for businesses that need marketing leadership but are not ready to hire a full-time CMO. It is a strong fit for:

Business owners who need a clearer growth strategy, Startups preparing to launch or scale, Professional service firms that need stronger positioning, Nonprofits looking to improve donor, member, or community engagement, E-commerce brands trying to improve customer acquisition, Brick-and, mortar businesses that need local marketing strategy, Community organizations building events, memberships, or programs, Founders who need help, connecting marketing activity to revenue outcomes.

Free Intro class to the q-gaas frame work

Q-GaaS Meets Silicon Valley!

In this intro session with will be following the founder life an journey of the founders of pipe piper learning from their mistakes as their they try to be the first company to successfully monetize the next version of the internet better know as web 3. using the Q-GaaS frame work we will be able learn how they were able to success market, sale & growth their company into being one of the largest companies out the of silicon valley.

This will be an online interactive presentation where at the end of it you will get the opportunities to network with other like minded entrepreneurs, executive and investor that have all utilized the q-gaas frame work to scales their own enterprise. This frame work is designed by CEO Jared LaVergne in the hope of creating success full rode map for founder to effectively grow their business in a holistic way through the game of chess.

About us

Community & Education With

Q-GaaS University

Our firm prioritizes strategic partnership over simple customer acquisition. To uphold these values, we have established an exclusive networking group focused on community engagement and referral partnerships. We curate intimate events such as Topgolf, tennis, card and board games, podcasts, lunches, and dinners. To ensure a seamless experience, we personally invite and vet each attendee to help break the ice prior to these curated gatherings.

Members gain dedicated access to our application and the Queen's Gambit Academy, providing a platform to connect with peers, register for exclusive events, access premium discounts, and participate in community webinars. As a member, we collaborate with you to develop networking opportunities tailored to your professional growth.

Copyright 2026. All Right are Reserved To Firma Consulting Group